Virginia, a southeastern coastal state, hugs the Chesapeake Bay to the east and the Appalachian Mountains to the west. One of the 13 original colonies, Virginia is home to around 8.5 million people, approximately 15% of whom are aged 65 and older. This senior population is expected to double between 2010 and 2030, with around 20% of the population over age 65 by 2030. This means that a significant number of seniors currently need and will continue to need assisted living care.
According to Genworth Financial’s 2019 Cost of Care Survey, assisted living in Virginia costs an average of $4,800 per month. This is around $750 higher than the national average of $4,051. However, there are several resources available to help Virginia seniors with assisted living expenses.
This guide serves as an overview of the costs of assisted living care in Virginia and financial resources that may help pay for care, as well as assisted living facility policies.
Covid-19 Rules and Restrictions for Virginia Senior Living Facilities
The following rules and guidelines were obtained from the Virginia Department of Health website, as well as other state-level government sites. Among others, these rules apply to assisted living.
This data has been most recently updated on 7/2/20, but keep in mind that COVID-19 is a rapidly evolving crisis, so all of the below information can change at any time. For additional questions and up-to-date information, you can contact your loved one’s senior living facility or your local Area Agency on Aging.
Visiting Loved Ones
Outings and Group Activities
Safety Measures for Staff & Contractors
Safety Measures for Residents
Paying for Senior Living in Virginia
Assisted living facilities are a great option for seniors living in Virginia, but they are not the only avenue for senior care. Those who want more affordable options may consider adult day care or in-home health services. However, those with more serious health issues may require nursing home care.
The Cost of Assisted Living in Virginia
According to Genworth Financial’s 2019 Cost of Care Survey, seniors in Virginia can expect to pay around $4,800 per month for assisted living. This is higher than the national average of $4,051. It is also more expensive than all surrounding states, including Kentucky, West Virginia, and North Carolina.
Cost of In-Home Care in Virginia
Compared to the United States’ average and that of four surrounding states, the cost of in-home care in The Old Dominion state is close to the median with its monthly rate of $4,195. That’s lower than the national average by $95 per month and Maryland by $286 per month. The cost of supportive in-home services like housekeeping and shopping in Virginia is a bit higher than in three nearby states though. On average, home care providers in West Virginia charge $3,432 monthly and those in both North Carolina and Kentucky ask for $3,813.
The Cost of Nursing Home Care in Virginia
Nursing home care can be very costly due to the extent of specialized services required on a continual basis. Virginians will likely love that nursing home care costs in their state are below the U.S. average of $7,513. At $7,350 per month, Virginia’s seniors pay on average $163 a month less than their peers in other states. They save even more money when compared to those in Maryland ($9,673) and West Virginia ($10, 707). Budget conscious seniors can find even lower fees in North Carolina and Kentucky.
Financial Assistance for Senior Living in Virginia
Peter has written for his local magazines, Country Zest & Style and Middleburg Life as their Wine contributor. He also enjoys writing blogs on interesting and pertinent real estate matters, so please follow!